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With the proper documentation, a pre-qualification can be done with 24-48 hours
How fast can I get a pre-qualification?
A pre-qualification is a good indication of creditworthiness and the ability to borrow, whereas a pre-approval is a more comprehensive and detailed process.
Pre-qualification vs Pre-Approval
Credit inquiries are categorized into hard inquiries and soft inquiries. Hard credit pulls occur when a creditor is assessing your credit risk, and these kinds of inquiries can lower your credit score.
Soft credit pulls are used to provide you information that’s used for prequalifications and these kinds of inquiries do not lower your credit score.Does a credit pull affect my credit score?
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