California Consumer Privacy Act Notice (CCPA)
Premier Lending, Inc. ("Premier" or "us" or "we") is committed to protecting the privacy and security of the personal information it collects. This Privacy Notice for California Residents ("Privacy Notice") supplements Premier's Federal PRIVACY POLICY DISCLOSURE and only applies to residents of the State of California ("consumers," or "you"). We adopt this notice to comply with the California Consumer Privacy Act of 2018 ("CCPA") and other California privacy laws. Any terms defined in the CCPA have the same meaning when used in this Privacy Notice.
Introduction
Under the CCPA, "personal information" means information that identifies, relates to, describes, references is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer, or household. This Privacy Notice explains how we collect, use, and share your personal information. It also describes your privacy rights and our obligations under the CCPA regarding your personal information. However, please note that your privacy rights and our obligations described herein do not apply to certain personal information. For example, your privacy rights and our obligations noted in this Privacy Policy do not apply to personal information collected, processed, sold, or disclosed pursuant to the federal Gramm-Leach-Bliley Act ("GLBA") and its implementing regulations. Please see Premier's Privacy Policy to find out how we collect, share, and protect information covered under GLBA.
Information We Collect
We collect information that identifies, relates to, describes, and references is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device ("personal information"). We have collected the following categories of personal information from consumers within the last twelve (12) months:
CategoryExamples Identifiers A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol (IP) address, email address, account name, Social Security number, driver's license number, passport number, or other similar identifiers.
Personal information categories are listed in the California Customer Records statute (Cal. Civ. Code # 1798.80(e)) Name, signature, Social Security Number, address, telephone number, passport number, driver's license or state identification card number, date of birth, education, employment, employment history, tax returns, income, credit history, credit scores, payment history, retirement account balance, retirement account number, checking and savings account balance, bank account number, credit card number, debit card number, or any other financial information.
Some personal information included in this category may overlap with other categories.
Protected classification characteristics under California or federal law. Age, race, color, ancestry, national origin, citizenship, religion or creed, marital status, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), veteran or military status.
Commercial information Records of personal property, assets, rental history, products, or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.
Professional or employment-related information. Work history and/or employer's information
Internet or other similar network activity Browsing history, search history, and information on a consumer's interaction with a website, application, or advertisement.
Sensory data Audio, electronic, visual, or similar information
Biometric information Keystroke
Geolocation dataPhysical location or movements
Inferences are drawn from the above-listed personal informationProfile reflecting a person's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes
Links to Other Web Sites
Our website may feature links to third-party websites. When you click on any of these links, you will be leaving our site and will no longer be subject to our policy. Please review their privacy policy before you provide them with any personal identifiable information.
Minors
Premier does not knowingly collect personal information from children and teenagers through the website.
Changes to this Policy
We may add, change, or delete the terms of this policy by posting a notice of change on this webpage. Please review this page regularly so you are aware of what information is collected and if our policy has changed.
Contact Us
If you have any questions about our privacy policy on our website, please contact us by email at info@beginmtg.com
Disclosures
Premier Lending, Inc. is in compliance with the Equal Credit Opportunity Act (ECOA) under Regulation B. Premier Lending, Inc. does not discriminate against any applicant of the basis of race, color, national origin, sex, religion, creed, marital status, familial status, sexual orientation, age, medical history, disability, and military status.
Your access to and use of the site is subject to the following terms and conditions and all applicable laws.
Licenses
Premier Lending, Inc is an Equal Housing Lender NMLS# 238143. Arizona Mortgage Broker Lending License #1002240 | Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act – California License #41DBO-68093 | California DRE License #238143 | CO – Regulated by the Division of Real Estate | Delaware License #031804 | Florida License #MLD238143 | GA: Residential Mortgage Licensee #72711 | ID License #MBL- 238143 | IL: #MB.6761432 Residential Mortgage License | KY #MC238143 | Maryland Mortgage Lender License #06-24768 | MI – #FR238143 | Montana Lender Lic# 238143 | NC – L-238143 | New Mexico Mortgage Loan Company License | OH – #RM238143 | Oklahoma Mortgage Lender License #MLO13193 | OR – #ML-238143 | OR Servicer License – #MS-238143 | Pennsylvania Mortgage Lender License #79243 | SC #MLS-238143 | SC #MLS-238143 OTN #1 | Tennessee License #231324 | TX-SML Mortgage Banker Registration | UT License #1227093 | Virginia Lender and Broker Licensee #MC-238143 | WA: Consumer Loan Company License CL-238143. A list of all Premier Lending, Inc. licenses can be found at www.nmlsconsumeraccess.org.
Cookies
This website uses cookies. We use cookies to personalise content and ads, to provide social media features and to analyse our traffic. We also share information about your use of our site with our social media, advertising and analytics partners who may combine it with other information that you’ve provided to them or that they’ve collected from your use of their services.
Cookies are small text files that can be used by websites to make a user's experience more efficient.
The law states that we can store cookies on your device if they are strictly necessary for the operation of this site. For all other types of cookies we need your permission.
This site uses different types of cookies. Some cookies are placed by third party services that appear on our pages.
You can at any time change or withdraw your consent from the Cookie Declaration on our website.
Learn more about who we are, how you can contact us and how we process personal data in our Privacy Policy.
Please state your consent ID and date when you contact us regarding your consent.
Your consent applies to the following domains: www.premierlending.com
Legal Disclaimer
The information transmitted is intended solely for the individual or entity to which it is addressed and may contain confidential and/or privileged material. Any review, retransmission, dissemination or other use of or taking action in reliance upon this information by persons or entities other than the intended recipient is prohibited. If you have received this email in error, please contact the sender and delete the material from any computer. By replying to this e-mail, you consent to Premier Lending Inc.'s monitoring activities of all communication that occurs on Premier Lending Inc.'s systems.