Our OTC (One Time Close) construction product consists of a closing to initiate the build of your dream home followed by a switch to permanent financing at the end of the construction aka "move in day".

After the initial closing (OTC) your builder will work with our construction department on set draws for the finances needed to build your dream home.

Maybe you are in a situation where you want to build but still have your current home that has not been sold. Ask about our Bridge Loan product as an exciting solution!